My pet peeve is that while disposal is free at recycling centres near me, they are all basically built with the assumption that you will have a car. Some won't let you enter on foot, and most are far from public transport.
Yes, where I am in the UK hazardous/electronic waste disposal is free for individuals but you have to take the items to a waste site. I suspect that means many people never bother.
It probably won't surprise you to hear that I'm also in the UK then... And, yes, currently we're lucky enough to have a decent sized shed where things are just accumulating instead because neither of us drive.