It's smart and supports only Z-Wave, not WiFi. So something like a machine running Home Assistant must sit between it and the Internet. And then its up to you to decide how you want to do remote access, but WireGuard overlay networks (e.g. Netbird, Tailscale) basically solve that problem at home-user scale.
Reject all the WiFi-connected stuff, unless it's very user-centered and worst case you can upload your own firmware (e.g. a bunch of Shelly devices).
Plenty of houses are not well insulated though...
Yours may not, but that's just your personal preference. A lot of folks enjoy these products. An argument could be made that no one needs a coffee machine or thermostat to begin with.