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People who have not used DeepSeek massively under estimate it's capability and how little it costs to run.

Yes but they're not under-estimating how much worse it is than Opus 5.5 or Astra...

But they're almost certainly overestimating the level of intelligence required to comfortably do their tasks.

The issue is time. Even if DeepSeek matches Opus on 9 out of 10 tasks, failing on the tenth can cost you more in lost time than you saved in money.