You want the value of your other investments to go up but not your home. The value of the home is the place to live. If the value keeps going up it costs more to repair, maintain, and as pointed you, your taxes go up. You need a place to live, that is the value of your home, it doesn't help if it goes up in value unless you want to move to another area. What you don't want is the value to fall much below what you paid for it.