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But the companies are not running the systems, someone else is, it's the whole point of the subcontractors and shell companies.

My uni got hacked, but the data is conveniently handled by a third party with 3 employees who just declared bankruptcy, and no one had to pay anything, and there was a new 3 employee cloud form popping up who could be the new vendor.

The software world is run this way

If the result is that nobody runs security testing on AI models for fear of being prosecuted, have we really solved the problem?

theyre not. this just funnels money into "insurance" constructs that makes everything more expensive for everyone.