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When it comes to banking, the US is an outlier in many ways; its diversity of banks (which may play a role in the survival of so many physical locations) doesn't necessarily apply to other countries where there may be only 4-5 full-scale banks and they have all taken extreme cost-cutting measures. In Finland, for example, physical bank branches started to be slashed well over a decade ago.

The US is down to four big retail banks - Chase, BofA, Citigroup, and Wells Fargo.

We (US) are so far behind (at least) the UK and EU in terms of banking apps that comparing the two physical bank branch situations is ridiculous.

If we are making up numbers, I’d be willing to bet there are more farm laborers today than at the height of farming pre mechanization.

I’d make a similar bet for assembly programmers. People say “no one programs in assembly anymore”, but I’d guess today there are more assembly programmers than when everyone programmed assembly.

Here in Sweden, 70% of bank branches have closed during the last 20 years, mainly due to the rise of digital banking.