We're also very litigious, as it isn't hard to convince a jury to award damages to a fellow moron.
Not everything, Americans do get by with doing other moronic things that other countries do things to prevent. However other countries also do their own moronic things that Americans are much less likely to.
https://members.modernvespa.net/brian_herwick_-_coolass/uplo...
Not picking on the US though. These panels in their current incarnation, are lowering the level of safety of electrical everywhere.
This is all just my opinion though. A lot of my background is in compliance. I've been frustrated by some obvious electrical safety advancements that are STILL not being implemented. I also have first hand experience with many many signed off electrical systems which were death traps. This all biases me heavily towards not compromising on electrical safety. But maybe I am overreacting.
To use your car analogy, we're not banning vehicles. We're disable one of the airbags when enabling fuel economy mode.