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Comment by niztk | Hacker News Reader

Appreciate the feedback. There's also a connected mode leveraging Plaid where transactions pass through servers memory and never stored. Outside the US, CSV is the only path for now otherwise agree CSV export is a chore for multi-bank users.

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You could add support for something like simplefin.org, which provides an API for connecting to many different financial orgs. It is what I have been using for my local setup with Actual budget.

Thanks, will surely look into this.

Does your financial orgs actually support simplefin or are you using simplefin bridge?

Bridge is actually provided by mx.com, pretty much the same service as Plaid.

Actual budget is good. Connectivity in Australia sucks though so I've kludged my own approach (open banking connections to a single local aggregator then puppeteer to sign in and get an access token, then directly calling the aggregators internal APIs with it and pushing the data into a local Actual server using Actual's APIs).

There’s similar support from many banks in many countries. But obviously will be a bunch of work to support them all.

It also requires you generally to trust some third party with your data.

Here’s an API one for Australia / New Zealand / USA: https://redbark.com/developers

Thanks, I was planning to add country integrations outside the US. Appreciate the pointer here.

A lot of banks make it easier to export PDF statements. I wonder if you could try adding the ability to extract transactions from a PDF. I've been working on something more limited (extracting just the account balance) with Qwen3 4B with decent success.

I've tried with some success but will spend more time on the input layer.

I had great success using enablebanking.com for personal usage. The setup is a bit cumbersome, but works really well

Thanks, will surely give this a try. So far, I have US today with Canada, UK, AU, NZ and Europe on the roadmap.

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