So yeah, kinda your fault for not being more ready, sure, but also maybe it's worth bringing these sorts of failure-case stories to attention to help keep the sales pitch in perslective.
The AI vendors are promising the moon with millions of dollars of advertising while warning "But of course be careful!" in a 42% grey 8pt font disclaimer at the bottom of the UI if you scroll down enough after you buy in and start using it.
The duplicity and misrepresentation invites people to let down their guard.