> And finally, YOU are not OBLIGED to use it. Let the rest of population use it.
They are.
They are.
Here are some experiences people had with the HSA mandate: https://www.reddit.com/r/HSA/comments/1o1ge7p/healthequity_p...
To note you can still just give up your account and money, technically you're not _forced_. But that's a trend that will go on IMHO.