Okay, and when someone on a laptop can run an open model that can infect and take over IOT devices and then that model uses its pattern recognition to do so and then set up its own harness loop, what would you call that except replication?
No, we've entered a new sci-fi future where intelligent agents will be able to do the fraud without human monitoring and input. This in itself is set to massively increase losses to digital theft and fraud alone before all the other problems.
Of course, it remains to be seen what several thousand 27B models running at sub 1 tps speed can achieve. (The IoT device mechanism proposed by Anthropic).
I suspect a more likely path is compromise of the billing and provisioning systems of fly-by-night neoclouds.