> In a model where investors give loans to nascent companies as a mean for those to have needed capital

What would be the collateral a lender(s) would use to loan NVIDIA money in 1993 when it had no assets, nor revenue, nor a proven business plan?

Even if a lender(s) provided a loan without any collateral, what would be the terms of that loan? What would be the amount of loan, who would it be underwritten against, what would be the APR?