PG&E rates basically quadruple when we pass solar noon. Why should the average person care how much solar we have?
But at some point we won't have to care once we've decarbonized, that is the goal for sure. Just aren't there yet, and incentives work.
I work on a small energy analytics tool. The households that come out ahead aren't the ones with panels on the roof, they're the ones who move the shiftable 20-30% of their load (EV charging, dishwasher, water heater, pool pump) into the 9am-3pm window. That's typically 20-30% off the bill with zero capex. EV owners on EV2-A charging after midnight do even better.
So the answer to "why should the average person care how much solar we have": every new GW installed widens the cheap window. Load-shifting is how a regular person actually collects the solar dividend instead of just paying for the peak. (We track CAISO prices against your utility's rate schedule at energy-iq.app if you want to see your own meter's cheap windows.)