Is that really a problem though? We can solve problems empirically even if we don't keep the entire system's workings in our heads.
I agree that formalizing observations into a system can lead to additional insights, though it would probably be hubris to assume the formalization is faultless.
How about the dollar you earned, spent, invested? Do you know how it works?
How about the clothes you wear?
This is just a tiny subset of the enormous complexity we're immersed in, and no individual or collective has a complete understanding of it. If you do, you're truly an outlier and GP's point still stands.
Even for the COBOL based systems someone understands it well enough at the conceptual and business level. And when there's no one to the company migrates and modernizes.
You are conflating the subject matter expert who understands one area well and others not so well with a general newbie who understands nothing well
I don't think it is. @squidmaster specifically noted, 'The "Renaissance man" era is long gone.'