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Because moving cities is free and frictionless, because everyone works remote, and their cushy corporate job will pay moving fees. Right?

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I said it's a choice. At the end of the day people choose to live in these areas. Yes, it might be because the tradeoffs of not living there or moving away are severe and outweigh the headaches of an HOA, but it's still a choice they make.

If you want to buy swiss cheese and you have 17 supermarkets within convenient distance and none of them sell swiss cheese, you don't really have any options at all, despite the fake appearance of plentiful consumer choice.

Free markets (and the associated "invisible hand") only work when choice is truly available, not purely theoretical.

Why do you choose not to be immortal?

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