Work tokens are severely limited to the extent that if I used Sonnet 5.5 for implementation, I'd be out 2h into a session (Team 5x). +$400/mo. at API rates on OpenAI. So Haiku + Luna it is. There is no other way this is even usable for agentic dev at work. Works fine for people who multi-turn with a single agent.
Personal accounts I run the $17 Anthropic plan + $100 Codex Pro + DeepSeek. It's insane how much this stretches with this setup.
Maybe the crux here is how hands on you are with your sessions. As I've moved more hands off, I'm relying on other agents to take my place by embedding my heuristics into their config.