That is an unfalsifiable non-argument, a thought-terminating cliché.
Bonus points if it is able to discriminate between human understanding and nonhuman understanding, without vaguely referring to biology.
Failing that, the question seems to me unfalsifiable as per Popper.
There's nothing unfalsifiable about pointing out that we don't know something.
Closely related, "is this machine conscious" is an important question when it comes to ethics yet runs into the exact same problem. Yet you can hopefully see the issue with blindly deciding in either direction on that one.
We don't have a tool or a ruleset to determine whether something is "conscious" or "has real understanding", as the other user put it. And, thus, the statement "X has real understanding" is unfalsifiable.
It is also a thought-terminating cliche [0], because by opening that can of worms the conversation is automatically derailed, as we just saw exemplified here.
[0] https://en.wikipedia.org/wiki/Thought-terminating_clich%C3%A...
2. It really doesn't work well in other industries either.