> and the app seems amateurish
What app? In the Netherlands, where wero originated as iDeal, I've always used it via my bank's app. Isn't it how it's supposed to work?
What app? In the Netherlands, where wero originated as iDeal, I've always used it via my bank's app. Isn't it how it's supposed to work?
I think it's super interesting to see how Wero connects all the separate instant payment schemes. It launched in Germany and France, replacing giropay in Germany. Now it first rebrands iDeal as iDeal|Wero, and plans to replace it with regular Wero. And in Poland, Norway, Portugal, Spain and Italy, they don't push the Wero brand or technology, but instead they build interoperability with the local systems.
The only thing to make sure is that QR-codes,etc that are often tied to apps will be supported for routing/connecting between different apps.
Like the Swedish Swish app when asking for money produces a QR-code that says, A+(my-phone-number) , if that's universally recognized by the apps as an ask-request then an Italian app scanning my QR code will be prompted send money and the Italian system will query the Swedish counterparts what account is registered to that phone and then just send the money over SEPA when the request finishes.
The critical feature that Wero needs is adding money to your account balance via SEPA instant or credit card. That way users without participating bank accounts can join.