It's an odd state of the world but here I am defending unrooted phones. Rootable phones mean rootkitable phones, and considering how many bank accounts are now accessible via touches and swipes, phones that are rootkitable do present a big financial danger.

Then again, we all still use browsers on rootable PCs, where the browser extension protection scheme is Google (hah) and Firefox (double hah) saying "Just trust us, users!".