I'm not worried about myself, I've had a lot of luck in my life for which I'm super greatful. But I'm also quite aware of the exceptional position that puts me in and how many people are not so fortunate that they could probably live on their savings for the rest of their life if things ground to a halt.
Most people live paycheck to paycheck, or they may have a few thousand bucks in savings at most. They've worked hard all their lives and simply were never in a position to save enough against this kind of eventuality because the deck was stacked against them.
Have a heart, and realize that barring a couple of unfortunate moves it could be you looking at your last 500 bucks with rent due and a couple of mouths to feed.