https://www.cnbc.com/2026/10/26/microsoft-msft-voluntary-buy...
I suspect this VBO will see a lower acceptance rate because there will be a lot of eligible people in their early or mid careers, and unless you are one of the people who won't have trouble finding a new role, or you expect to be fired/laid off soon, or you're are already on your way out, you probably don't want to be starting the job search right now.
If you don’t take the deal now, you’ll spend your remaining days at Microsoft wondering if you’ll be included in the next round of involuntary layoffs, possibly with worse terms and timing.
Will the job market be that much better for you in a year or two?
I'd take the deal before it gets worse, and get a head start on hunting before there's even more people you're competing against. While you're at it, cash out some stocks before the index gets worse.