Pensions and social security are indexed to inflation. 401ks should beat or match inflation.
Pensions in Finland are not "indexed to inflation" in the sense that you mean. Our pensions are wildly underfunded and people of working age generally expect to get back LESS than the NOMINAL VALUE of what they've paid towards their pensions during their working life (*when we count "employer contribution" into "employee contribution", which is what it is in reality).
Pensions in finland are indexed to inflation. Employee pension fund is not underfunded and actually grew a few years ago. It is predicted to start growing again on 2030.
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Yes but you can calculate inflation using different means. DRAM price grew many-fold, did pensions increased the same way? Or, to be more realistic, they may calculate inflation using cheapest and barely edible food and not account for fresh vegetables and cheese.
You're going to love the triple lock.
Investments outpace inflation even more than wages (r>g).