No, it wont, because you just made the same mistake they talked about. You assumed that its a currency implementation detail and not a power structure thats holding it back.
arbitration without state control will supersede the old system
it is simply better UX to do business without the hive interjecting
a new power structure can only be achieved through technology. OP has no clue and just spouts orange reddit talking points to farm karma
Or is all of your statements just "trust me bro"?