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Thank you. I understand that we can put some monetary value on reducing the risk of dying.

How does that make "living and consuming goods" value-creating, exactly ?

I'm not sure if you're being serious, so pardon my skepticism and perhaps pedantry here, but in economic terms there is no value created if there are no people. Thus every person on the planet creates value if they are performing any economic activity. A simple analogy for this is that renters create value for landlords, as there is nothing to lend if there is no one to lend it to.

Perhaps you are looking for an explanation that relates to the abstraction of value that some folks keep simply at "only the people producing goods and services are creating value"?

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