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> Top-level arrays. A TOML file is always a table, so a list of records needs a wrapper key.

I'm curious for example configs that are top-level lists?

One example could be something that's a list of files/folders e.g. .gitignore

Or it could be a list of records:

{name: 'Alice', age: 42}

{name: 'Bob': age: 44}