Yeah I'm an attorney and I post here a bit and it's always shocking to me that a lot of people here don't realize this. The idea that society would be better off banning insurance because it's like gambling is a severely incomplete thought. Really getting caught up in the broadest view possible, while disregarding all of the key details. It's entirely opposite to the approach taken by the law, which is to examine the key details to determine what actually is happening, and not get too caught up in labels.