Come on. If you have a Claude Max 20x plan ($200/month) you're massively subsidized and your API cost is anywhere from $5000-14000 per month.
(Figures vary, see e.g. https://www.linkedin.com/posts/christham_4-weeks-on-claude-2... for $13,700/mo.)
If you hit your limits on two Max 20x plans, you could very well be exceeding $300k/yr in token use at current API rates.