Depends if you're backing up somewhere else online (also is that protected by 2FA?). You must not be in a place with many huge natural disasters.
And this is assuming the server is somewhere else on the cloud.
And this is assuming the server is somewhere else on the cloud.
Or I have proper backups synced across the world on different providers. The likelihood of everything failing is not a vector I worry about. If that happens I have bigger problems to worry about.