Back when Apple put in cloud in TextEdit I had to stop using it because it was too many steps to start writing, you had to choose a file path and name before you could start typing. I've always used it to quickly jot down something, never because it had rich text or so. So I had to write my own simple and fast alternative: https://git.jeena.net/jeena/TextEd.app (that was 13 years ago, meanwhile I gave up on Apple).

Yesterday I got a email from someone telling me they ported TextEd from Objective-C to Swift so they brought it back to life https://github.com/jrcii/texted