In general I find distros using old kernels annoying because Linus treats compatibility seriously and “don’t break use space” has been a mantra for many years. On desktops in particular, GPU driver improvements like https://www.phoronix.com/news/Linux-7.3-DRM make it super worthwhile.
As for exactly which distro, it matters less than you think. I use openSUSE Tumbleweed but plenty of my friends prefer Arch.