It's not necessarily "at the expense of" if people want to use those products every day.
Imagine if we had a shortage of cars: your city only had 20% of its current vehicles. It would be accurate to say "in this global shortage, new cars are more efficiently used by groups/taxis/uber than sitting idle in an individuals home". A car used by a group share would allow more individuals in the city to have access to vehicle transport. If cars instead all went to individuals, only a privileged 20% would have transport.
There simply isn't enough ram in the world for every individual to do local inference right now: one person having a 512GB RAM system means others don't. Data centers can batch the processing and serve many, many more at once.
That's not to say individuals shouldn't have it! individuals can buy a 512GB mac right now. Or that it should go to Open AI. Your org or group could do the same batching (OpenAI is only a minority of compute, still). But saying "it's more efficiently used" is trivially true