I use claude code $20 plan for the whole month, $200 is a whole year of that.
For most businesses, that's a no go. At least at the company I work for, we have to wait for new models because they negotiate away the training and retention and the vendors are not too eager to give up their moat.
That's their moat: your data.
factually would imply it's impossible for your data to ever be used inappropriately.