I'm pretty sure that at that time I had tons of music (using winamp) and photos on my computer (scanning was the way at that time).
Obviously many people just ripped their own CDs. Many CD-ROMs didn't support ripping CDs at a data level - so you had to rip in real-time via analog! Crazy.
That was a pretty good collection.
Edit almost forgot about Ethernet in the dorms. I picked my college because of high speed Internet.