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Even LTE ones?

Actually, the iPhone 5 on verizon does use a SIM card. When I asked the sales person about it, they said it was for LTE.

That said, the slot is unlocked on the verizon model, so you can pop another micro SIM in there for travel use.

It requires a sim cutter. I am not sure if anyone in Europe offers pre-paid nano sims, but I'll find out in a few months.

http://www.zdnet.com/nano-sim-redux-using-the-iphone-5-in-th...

looks like 3 does http://store.three.co.uk/SIM_Only/Mobile_Broadband_iPad_Nano...

when the smaller iPhone sims came out a couple years back there was a backlog on pay and go for a few months as they were reserved for their iPhone contract customers, same will happen with these tiny sims.

(I know that says iPad, so I'm extrapolating)

edit: Yes they have Pay and Go nano for iPhone 5 as well: http://store.three.co.uk/view/searchSimOnly?tariff=112

Cutting a normal SIM to size isn't that hard - or buy a SIM punch in advance to do it an a fail-safe way.

They do for LTE on the iPhone 5

In addition to what others have mentioned, you can buy many CDMA phones for Verizon that also have GSM slots. (These phones are generally branded as "Global").