Its entirely possible. My first company did not offer health insurance. The president just made sure to pay himself enough so that he could secure health insurance for the rest of his family.

He advised us to take our (start up wages) and buy catastrophic disaster insurance. Or relax, because our car insurance also covers medical bills, so if we're in a car accident (most likely scenario) we're covered.

[He then also told us (off the clock, and again this was 2004) that if we voted for John Kerry, the health care reform would put our company out of business. ]

But yes, in the past 5 years they could've gone away.