>In my personal experience, the law has made insurance less affordable.

Last year I had a PPO insurance plan at work that cost $216 per month for a family plan and had very tiny out of pocket expenses. This year my employer dropped the PPO as being unaffordable and switched to a HDHP that costs the same $216 per month for my family plan. Now the plan pays literally nothing for the first $3,000. And then 80/20 up to the first $7,000.

The ACA benefited a lot of people. If you're an older student living at home. If you have a pre-existing condition. If you develop a catastrophic illness. But if you're not in one of those benefited groups then you are paying for those benefited groups.