Well, that's still pretty vague.
It seems like what you did there is just reformulate the problem statement to make it look like a stand-alone problem instead of as a use case (or subset) of a large problem.
It seems like what you did there is just reformulate the problem statement to make it look like a stand-alone problem instead of as a use case (or subset) of a large problem.
Other than paypal, no one offers BOTH services... Paypal seems to have done it, purely as a response to square.
Banks I guess do it, but they don't do any of it well.
So which problem are you refering to that groups In person payment with online payment? Because it feels much harder to frame them together than apart...