Dwolla is 25c per transfer, or free for transfers <$10.

Dwolla is straight bank accounts. People are more inclined to give out CC/DC info vs. bank account.

In Canada we've had debit (Interac) email transfers for a while now. Supported by all major banks (and some credit unions).

It has a $1.50 fee.

Lack of horrible?

Well if they don't sit on the money for three days (in my experience) I'd gladly pay the fee. Hell I'd pay the fee just so I could use something other than paypal.

40 year old virgin: You don't get the set and I'll throw in the DVD.