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It seems like a neat idea, but I like tucking the top sheet in :)

Maybe if they had a way to tie the top sheet to the fitted sheet?

Yup, there's two different camps, loose top sheet or tucked in. They should have two different designs.

There is a third camp, never heard of a top sheet until now. I belong in this camp and am wondering what I've missed all these years.

The top sheet keeps your blankets and comforters clean; its much easier to wash a sheet than a blanket.

If you buy a bedding set they usually come with two pillow cases (for queen and king sized beds or one for smaller) and a loose and fitted sheet.