Ask HN: Tax deductible donations to individuals?

I have this crazy idea to help those in deep financial need caused by unplanned life events such as a severe medical diagnosis, death, or major accident.

I found myself in this situation last year when my Mom passed away and left no life insurance, no savings, and no assets. We had some that supported us in helping to pay for it to the tune of several thousand dollars. Sadly those donations of support weren't tax deductible.

There have been several people I know that have run into similar situations and setup online giving portals for people to donate to. I have given willingly to help those in need, but found the fees to be rather annoying.

I have this idea that I am working on that I would love your feedback on.

Imagine an online crowdfunding site where you can choose to help fund individuals in need. These can be your friends, neighbors, relatives or complete strangers whose story you connect with. The organization would be setup as a 501(c)3 organization so all contributions are fully tax deductible. Families receive 97% of all contributions. Organizational expenses would be covered by donations directly to the organization.

Some basic assumptions... * People care about helping people they know that are in need. * Individuals that give care about transparency and knowing how their donations are spent. * Legalities of course.

Would you find value in such an organization?