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From what I've heard people fear the complexity, not the increased rates. Also it's hard to get health insurance or a mortgage when self-employed.

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It used to be hard to get insurance. That changes in a couple days. It is rude to claim the ACA does anything to help anyone, let alone business owners, but I'm certainly happy that I'll be getting oppressed by Obamacare in the new year.

I had a super easy time getting insurance when I moved to self-employed. But that is something a lot of people are scared of. That is a nice thing about the ACA, you don't have to worry about that.

But I am annoyed my insurance costs are going up by quite a bit, but in the grand scheme of things I still pay very little.

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