While I agree with your general approach, I have to slightly disagree with your statement that photos are all we have from our life. For my own part, I'm preferring savouring the moment over taking a picture.

I have experienced lovely moments, being in nature with friends, experiencing a stunning sunset, when the moment was ruined by some who were more occupied taking selfies with "we're so awsome!" faces. I prefer moment and memory over photo.

Then I inherited a couple of albums of photos from my mother when she died (long ago). A lot of pictures of flowers and landscapes none of which is in itself beautiful enough to be of any purpose for me. And a lot of pictures from her friends, most of which I actually do not know or have contact to.

Most of my paper based photos were accidentally ruined by mold in a wet cellar. I was very annoyed when I discovered it, but then I realized that the pictures sat there for years without being looked at anyway. I was forced to let go. And in the end it was okay.

That said, after all, I recommend to everyone what you said: Make f*#@in' backups fer chryslers sake!