We've all stayed this long because we have fun working here. We're building a good product and we like working with each other and the primary founder.
Up until recently the co-founder has mostly been dead weight. He positioned himself as the money guy, and his early attempts at fundraising worked, so we put up with all of his bad behavior as long as we got a paycheck and were able to work on the things we loved.
Now that the money is running low and his attempts at fundraising are failing, we're all ready to abandon ship. The only hope left for this company would be if a generous (or dumb?) investor would invest in us for the product and then replace the bad apple co-founder with someone who could actually get the job done. That seems unlikely to me though.