I'm not sure that Java programmers are necessarily the best judges of good naming conventions. I've personally witnessed several of them immediately mention "gonads" when first hearing the term "monad".

For most C++ terminology, you don't need to give a single-line description. The keyword or concept name alone generally embodies that information very well. To use your example, at a basic level a C++ "template" is quite similar to a form letter, stencil or other real-world "templates". It's a predefined mold that you inject your specific information/material into to get a final product with minimal effort.

There just isn't a direct relation back to the real world with a term like "monoid". You end up with people who are confused at best, or more likely they're thinking of some other word that sounds similar but is totally unrelated.