The goal here is to get young, HEALTHY people to buy health insurance in order to pay for those with preexisting conditions who can no longer be denied coverage.
The goal here is to get young, HEALTHY people to buy health insurance in order to pay for those with preexisting conditions who can no longer be denied coverage.
What I've seen is that for single people (or rather, people who only need to insure one person) who make enough to not qualify for any subsidy, the ACA plans where I am (Washington) that are close to our group plan cost about the same but provide less coverage (no dental and no vision).
For those whose income is low enough for a substantial subsidy, or who have family members that would be on the plan, it looks like the ACA plans beat the employer group plan (except for the dental and vision coverage--although I believe some do offer that for children at least).