I keep my savings in cash under my mattress. Sure, banks are more secure, but they have annoying hours and having the money easily accessible is much more convenient.

Besides, I trust my mattress. It's a nice mattress made by a great VC backed mattress company. It's not like I'm putting my money under some mattress that I bought on craigslist.

If crypto ever wants to win over fiat among the "masses", then yes, it clearly is. Because most people don't care about scary-sounding fluff pieces about the "Fed's fractional reserve ponzi" etc.