Instead of welcoming free debate, we engage in character assassination

Can we please get back to discussing the stuff that really matters, like Lisp vs Erlang? (a: neither, I'm a pragmatist and work with Obj-C and Ruby)

In all seriousness, though, I used to enjoy reading HN because it was the one place where I could avoid this sort of stuff. (Article flagged.)

Billionaires, gather a few of your friends in a room & build a solution then: 1. One will build a hospital in your town, that accepts NO insurance, only cash. 2. One will build a bank that finances the patients of that hospital. 3. One will buy the loans from that bank and sell those loans to investors on Wall Street, so the bank can finance more patients at the hospital. 4. One will write a risk management API so loan interest rates can accurately be set for each patient. 5. One will use that API and start a crowd funding company, enabling "savers" to bipass the above bank and earn a return from loaning to "borrowers/patients" directly. That person will then put the bank(s) out of business. 6. ...