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The reason to secure your network is a good reason to secure your car.

Your network and your car can/will be used by bad guys to do bad things.

You should care.

somehow i'm less worried about people stealing my car when I'm driving around at 60kmph.

You are part of a society in which you have an obligation to protect and preserve the safety of others through reasonable and responsible actions.

I don't think that locking your car while it is parked or not leaving your keys in it while it is unattended is too much to ask.

FFS.

You are potentially exposing yourself to liability should your car be stolen and involved in an accident:

(IANAL, it looks like a court is not likely to find you liable, but you're still exposing yourself to the hassle of a law suit.)

In my country, it's illegal to leave the keys in your car when you're not in it (a child could get in it to play and hurt themselves or others)