Even if the student can solve optimization or related rates problems just like the ones in the book and in the lecture — but doesn’t know how to start if the optimization or related rates problem does not match their template — then the student hasn’t really learned calculus. At that point, those “applied” problems are just more mechanical processes. We may say the student has learned about calculus, but when it comes to the uses of the subject that really matter — applying calculus concepts to ambiguous and/or complex problems, choosing the best of equivalent methods or results, creating models to solve novel problems — this student’s calculus knowledge is not of much use.
If this is the standard, then we can also say
The trouble with Ivy League Universities