This is true. The bank told me that _any_ debit card, if you report fraud within 2 business days, should have zero liability. I have never found a reference for that information.

Someone spent $2,000 at Comcast and Neiman Marcus on my card in one night. I reported it the following day and it was reversed and I was given a new card the same day.

I would love more information from a banker on how the fraud disputes are won. Sometimes the merchant pays, sometimes the bank pays, sometimes it split in percentages. I know it has to do with how the merchant processed the payment or if a pin number was used for the transaction.